Call us on 0808 281 1030

1. Get approval

Use our online form to get approved, it will take no longer than 3 minutes.

2. Find a car

Once approved, buy your car from our approved dealer scheme

3. Sign & collect

Sign the paperwork, collect your car and enjoy!

Apply now

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Car Finance Stoke-on-Trent


At we provide finance from a wide range of lenders and can tailor a finance package to suit your needs:

  • Low Rates from 6.9% APR
  • Negative equity funding
  • No deposit required
  • PCP (Personal contact purchase)
  • Poor credit
  • Payment holidays

We offer a simple hassle free way of providing funding on your new car.

When you contact you will be allocated your very own personal finance advisor, the advisor will be your point of contact, not only taking you through your new car purchase but also after, always remember we are here to help you. Based in Stoke-on-Trent, at Helpful Car Finance we understand that the service is everything.

About, our aim is to give our customers greater control of the finance rate they pay.

For years, the rate you pay has been decided by the motor dealer or franchised dealer you purchased your new car from, this has resulted in you paying more interest as the garage has tried to maximise their profit.

At Helpfulcarfinance we believe that if you arrange your finance prior to looking for a car then overall you will end up with a better deal.

This is how it works:

  • Step 1: Apply
  • Step 2: Discuss budget
  • Step 3: Buy a car
  • Step 4: Collect/delivery

We provide finance for all: Self-employed, Taxi drivers, Company directors, Part time work, CCJ, IVA’s, and Defaults. believes in responsible lending and if we feel that a car loan is not in your best interest we will let you know. We can't guarantee an offer of car finance.

Representative 13.9% APR